What it is
Retail Treasury Bonds (RTBs) are a type of debt instrument issued by the government to raise funds for its projects while making bonds more accessible to the investing public.
Locally, the Bureau of Treasury (BTr) issues RTBs to encourage more Filipinos to invest in government bonds and help fund government initiatives.
What it means for you
When you invest in government bonds, you essentially lend money to the government in exchange for regular interest payments. You’ll get back the original amount you invested when the bond reaches maturity.
RTBs are intended to increase public participation in such bond offerings by lowering the minimum placement amount, or the amount you need to invest. Previous RTBs had a minimum placement of P5,000.
You may want to consider RTBs if you’d like to invest in fixed-income products that offer regular payouts. RTBs, like other government bonds, also pose relatively lower risk compared to more volatile assets like stocks.
Stay updated on the news to know when the next offer will be. You can also learn about the different ways to directly and indirectly invest in bonds.
