"Think long-term investments."

POSTED ON July 12, 2019

Mitzi, mother of 2, investing risk-taker

How did you get started in investing?

I started investing when I was a new hire at a bank. Back then, the minimum investment was pretty steep for an employee like me. It was around P100K! So, I saved until I reached the minimum requirement.

At first, I didn't know where to invest, so I started researching what investments were available in the market. I learned about different types of securities -- money markets, bonds, and stocks -- and their corresponding risks. Since it was my first time to invest, I decided to try investing in bond funds.

Over time, I got the hang of investing and then I tried diversifying into equities. In equities, there were countless times when I saw my investment turn negative, but I stood firm and reminded myself that it's only a paper loss; it will recover over time. True enough, my investments did recover over time, and with even better returns. 

What's the most important lesson you've learned from investing? 

If I could talk to my 20 year old self, I would tell her to start investing while she's young. Because the sooner you begin, the more time your money has to grow! I'll also tell her to put her money in long-term investments, such as equities. This is because these types of investments have historically outperformed all other investments.