"When you have extra funds, invest!"

POSTED ON June 21, 2019

Trish, 30 years old, married, banker, risky investor

How did you get started in investing?

I started investing in my early 20s. My first job, in a bank, required selling UITFs. Inspired by how my clients were able to grow their money, I decided to try it for myself.  Working in a bank and having accessible online channels made it easier for me to invest in UITFs whenever I have excess funds. I’ve been investing exclusively in UITFs for the longest time. Recently, I decided to be more risky and tried stock trading.

What's the most important lesson you've learned from investing? 

When you have extra funds, invest! There is an opportunity cost when you just park your funds in your savings account. Investing can both be fun and disappointing sometimes, that’s why it is important to know the nature of the investments you are getting into. If you are a long term investor, get into equities. Just be patient, you will see the rewards of having investments over time.