Earnest

We’ve got you covered for your first step into the exciting world of investing with these helpful tools.

Apps

Earnest

Ready to take the first step? Download the Earnest app and begin investing with ease.

Tools

Financial Readiness Test

Answer these questions to find out how well you manage your money and if you're ready to start investing.

Find essential knowledge for your investing journey

Explainers

What are appreciating and depreciating assets?

Know the difference to make good choices with your money.

Money Myths

"Don't spend too much money on depreciating assets."

Understand the real cost and value of an asset to know if it’s worth your money.

Dictionary

Depreciation

This can help show the real value of an asset in the long term.

Discover the different aspects of money and investing

Digests

In the Know – December 5, 2025

US jobless claims hit a 3-year low and the peso weakened against the dollar.

Digests

In the Know – December 2, 2025

US stocks dipped while PH manufacturing activity fell to its lowest level in 4 years.

Digests

In the Know – November 28, 2025

Expectations of a Fed rate cut grew while S&P kept its "BBB+" PH rating.