Earnest

We’ve got you covered for your first step into the exciting world of investing with these helpful tools.

Apps

Earnest

Ready to take the first step? Download the Earnest app and begin investing with ease.

Tools

Financial Readiness Test

Answer these questions to find out how well you manage your money and if you're ready to start investing.

Find essential knowledge for your investing journey

Dictionary

Zero-Coupon Bonds

These bonds don’t pay regular interest through coupons.

Dictionary

Thematic Investing

Thematic investing is putting money in products that focus on a certain trend.

Dictionary

Sovereign Debt

This is the money that a national government owes.

Discover the different aspects of money and investing

Digests

In the Know – December 26, 2025

US stocks set record highs and the PH gov’t plans to borrow P824B locally for Q1 2026.

Digests

In the Know – December 23, 2025

US stocks and global oil prices rose while PH economic growth might recover in Q1 2026.

Stories

Earnest Stories: What’s a good money habit to start in the new year?

A new year brings a fresh chance to get better with money.